Understanding Title Insurance
What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may wonder, “Why do I need yet […]
Why Do You Need Title Insurance?
Title Insurance. It’s a term we hear and see frequently – we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably familiar with the benefits and procedures of title insurance. But if this is your first home, […]
Documenting Your Assets – Verifying Your Down Payment
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your personal savings, the lender is more […]
Creative Financing
Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know – you better know about lender’s title insurance. It’s time to […]
Closing Costs When Buying or Refinancing a Home
This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. Non-recurring closing costs are items that are […]
Find Your Dream Home in Charlotte, North Carolina
There are so many different kinds of homes out there for families to choose from. Do I want to live in Charlotte? Or maybe you want to find a home in Charlotte. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard? Do I even need, or […]
Have You Ever Considered Purchasing a Home in Charlotte, North Carolina
Have you ever considered moving to beautiful Charlotte, North Carolina? Charlotte is a desirable community & great location. Charlotte, North Carolina boasts a variety of local landmarks, excellent schools, parks and much much more. Take a look at some of the most popular searches in Charlotte, North Carolina and the surrounding areas. See: Homes for Sale in Charlotte, […]
USDA Program Map update
Charlotte NC area USDA Program The USDA home loan program use to be one of the most utilized homebuyer programs in the Charlotte NC area. With it’s no PMI and no money down option, it’s clear why first-time homebuyers as well as move-up buyers used the USDA Mortgage as their #1 choice to purchase a home. In order for […]
Best Time To Purchase a Home
Many Charlotte NC area Homebuyers want to know when is the BEST time to purchase a home. With over 11 years of real estate experience, I guess you can say I’ve worked with buyers and sellers through 44 seasons and counting. As a Charlotte area real estate specialist, I can honestly say that when purchasing a home, there’s something to say […]
Neighborhood Lift Program
Hundreds of potential Homebuyers will line up for this Awesome Charlotte NC Homebuyer Program! Get on your mark, get set, go! A new downpayment assistance program has rolled it’s way into Charlotte. Well, maybe not “new”. The Neighborhood Lift Program is certainly one we have seen before. We first heard of the program back in 2013 in which […]